Topic Detail Analysis
Property Strategy & Debt Structure
AI tools to prepare before speaking with a broker. Use our cash flow models, borrowing-capacity prep, suburb risk checks, and portfolio audits.
Avg DTI Limit6.0x Cap
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Why It Matters Now
How your loans are set up decides how far you can go. Tie all your properties to one bank and your growth can stop dead.
Key Technical Concepts
Buying in Your Name, a Company or a Trust
When to buy in your own name, a company or a family trust — and why keeping things separate can protect you.
The Tied-Together Loans Trap
Why linking all your properties to one loan makes them harder to sell, harder to borrow against, and harder to manage.
NEXT STEPS
Explore Asset Structuring
Build a path that keeps your options open and your properties unlinked.